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RERA basics for homebuyers

State regulators enforce disclosures, escrow norms, and penalty frameworks.

The Real Estate (Regulation and Development) Act created state-level authorities to register projects, mandate escrow usage for collected amounts, and compel developers to publish timelines and specifications. Buying unregistered inventory where registration was mandatory is an avoidable risk.

Check the RERA certificate, developer litigation history, and delay clauses in the agreement for sale before token money leaves your account. Marketing brochures are not enforceable; the agreement text is.

Possession delays still happen, but buyers have structured complaint paths — document every promised date email and join resident welfare groups early to align legal strategy.

Under-construction purchases should align funding with construction-linked plans; avoid aggressively investing booking amounts in volatile assets if drawdowns coincide with developer demands.

Resale properties involve different paperwork — occupancy certificates, society NOCs, and title insurance (where available) still matter beyond RERA registrations.

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